Watch Your Mail

When you receive mail or an email from a company you do business with, take a few moments to read it. Sometimes it might be important.

What you are most interested in are correspondence that notifies you that your account details have been changed.

Whenever someone changes their phone number, address, email address or other important, fundamental detail of their account, most companies will send off a letter or email notifying the account owner of this change in case that the owner did not actually initiate this change.

This is a valuable precaution that these companies take in order to help protect you. If someone else has somehow gained access to your account and has tried to change your details, this email will notify you of it and prompt you to stop it from happening.

Also be sure to open up and activate any new credit cards or debit cards as soon as you get them. Don’t wait.

Keep your old card for a week or two until you are sure that there are no problems with the newly received card. Problems do happen sometimes. Sometimes banks send out the wrong card or the wrong type of card.

When your new card is working fine, figure out a way to destroy your old one in a manner that guarantees that no one else will be able to figure out your card number.

And when you get those credit card offers in the mail, try to shred the main part of the offer form instead of simply throwing the entire letter into the recycling bin.

If you’re getting too many of those offers, you can opt out of receiving so many by having your name placed on the do not mail list of OptOutPreScreen.com.

Also consider the security of your incoming and outgoing mail situation. You want to prevent anyone from tampering with the mail you receive and send.

There isn’t too much you can do about the security of your incoming mail.

If you have had items stolen from your mailbox before, you could arrange to have your mail held at the post office and then go there to pick it up, but that is a major inconvenience.

If you are ordering checks from your bank for your checking account, you may not want them to go to your home mailbox if you have had problems before. Many banks will allow your new checks to be sent to your local bank branch and you could then pick them up there.

Protecting your outgoing mail is something you can control and should consider. Don’t place important outgoing mail into a non-secure mail pick up spot.

For example, if you are returning an invoice from a medical clinic and you are including your credit card number as payment on the bill, you don’t want to simply place that envelope in the outgoing mail tray that sits on the reception desk at your office.

While the odds are pretty good that nothing bad will happen, your job is to make those odds even better. You don’t want someone to lift that envelope out of the tray when nobody is looking.

You should think about your home mailbox situation as well. If you don’t think your outgoing mail is 100% safe there — do something about it.

Find a secure USPS letter drop box where you can drop in your important mail. It’s a little inconvenient, but it could be well worth it.

Don't Let ID Theft Happen To You
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